Self-Investing Calculator
Use the calculator below to see how paying premiums for a Allstate Life + Long Term Care policy compares to investing premiums. Select the interest rate and years of investing.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$20,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$40,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$20,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$40,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
*For more information on the Allstate Life + LTC plan, click here.
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.